One of Canada's largest independent providers of whole life insurance loans — focused lending products for entrepreneurs and high-net-worth individuals.
We are backed by stable, long-term institutional financing with the flexibility to provide innovative lending solutions unconstrained by traditional underwriting. Your insurance asset comes first.
Langhaus can lend up to 100% of the accumulated, dividend-scale cash surrender value already baked into the policy — typically with no additional collateral required. An efficient way to fund an Insured Retirement Plan (IRP).
Learn more →We provide up to 100% of the annual premium on large policies, typically with no additional collateral required — designed for Immediate Financing Arrangements (IFAs).
Learn more →More capital for your insurance asset with seamless execution — underwriting and funding in as little as four weeks from engagement.
Our underwriting emphasizes the quality of your insurance asset over cash flow.
Insurance lending is our only vertical, giving us the capacity to grow with your funding plan over time.
We lend to any entity within an organizational structure — even if that entity doesn't hold the insurance policy.
Langhaus is a non-reporting entity — your structure stays off the public credit record.
Langhaus is a long-term partner who can support your clients' unique insurance lending requirements. We are a supportive partner to advisors, focused solely on providing lending and structuring expertise.
Solutions for advisors
Visit us downtown, steps from Bay Street.

Let's discuss how Langhaus can meet your unique insurance lending requirements.
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