Lending Solutions

Focused insurance lending products for entrepreneurs and high-net-worth individuals.

Langhaus is Canada’s Largest Independent Provider of Whole-Life Insurance Loans

We are backed by stable, long-term institutional financing with the flexibility to provide innovative lending solutions unconstrained by traditional underwriting.

Our Solutions

  • Cash Surrender
    Value Lending

    Langhaus can lend up to 100% of the expected Cash Surrender Value with no additional collateral required.

  • Premium Financing

    Langhaus provides up to 100% of the annual premium amount for large premium policies with no additional collateral required.

Why Langhaus

  • Efficient

    More capital for your insurance asset with seamless execution. Underwriting and funding in as little as 15 business days.

  • Asset-based

    Our underwriting emphasizes the quality of your insurance asset over cash flow.

  • Long-term Partners

    Unlike other lenders, we have the capacity to grow with the loan and stay committed to funding.

  • Flexible

    We lend to any entity within an organizational structure — even if that entity doesn’t hold the insurance policy.

  • Confidential

    Langhaus is a non-reporting entity.

  • Learn more about us

Tailored for Advisors

Langhaus solutions are built with your clients in mind. We are a long-term partner who can support your clients’ unique insurance lending requirements. We are a supportive partner to advisors, focused solely on providing lending and structuring expertise.

Partner with Langhaus

Let’s discuss how Langhaus can meet your unique insurance lending requirements.