Innovative
Lending Solutions

Focused insurance lending products for entrepreneurs and high-net-worth individuals.

Langhaus is Canada’s Largest Independent Provider of Whole-Life Insurance Loans

We are backed by stable, long-term institutional financing with the flexibility to provide innovative lending solutions unconstrained by traditional underwriting.

Our Solutions

Cash Surrender
Value Lending

Langhaus can lend up to 100% of the expected Cash Surrender Value with no additional collateral required.

Learn more
Premium Financing

Langhaus provides up to 100% of the annual premium amount for large premium policies with no additional collateral required.

Learn more

Why Langhaus

Efficient

More capital for your insurance asset with seamless execution. Underwriting and funding in as little as 15 business days.
Asset-based

Our underwriting emphasizes the quality of your insurance asset over cash flow.
Long-term Partners

Unlike other lenders, we have the capacity to grow with the loan and stay committed to funding.
Flexible

We lend to any entity within an organizational structure — even if that entity doesn’t hold the insurance policy.
Confidential

Langhaus is a non-reporting entity.
Learn more about us

Tailored for Advisors

Langhaus solutions are built with your clients in mind. We are a long-term partner who can support your clients’ unique insurance lending requirements. We are a supportive partner to advisors, focused solely on providing lending and structuring expertise.

Solutions for advisors