More capital for insurance loans than any other lender in Canada — built around your client's insurance asset, and never in competition with you.
Entrepreneurs and high-net-worth individuals face unique challenges — uneven cash flow, complex corporate structures, and interwoven business models. These clients need custom solutions that traditional lenders don't offer.
Langhaus is a collaborative partner to advisors. We have a proven, transparent partnership model and can support your clients' unique insurance lending requirements now and in the future — without ever competing for the rest of the relationship.
Focused on insurance lending only. We don't get involved in other aspects of your client's business — just a transparent partnership between lender, advisor, and client.
Unlike traditional lenders, we work with tighter timelines, higher dollar values, and uneven cash flow to create tailored loans for your clients.
Adept at working with high-net-worth individuals, family offices, and tax and estate planners.
We lend against higher insurance premiums to maximize planning objectives and structures. Our average funded policy is over $1 million in annual premium.
From engagement to advance — confirmation in as little as three weeks.
Of the annual premium or the current dividend-scale cash surrender value.
Beyond the insurance policy and a standard guarantee — additional collateral may be required in certain situations.
Let's discuss how Langhaus can support your most important clients.
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